Most insurance companies will pay the entire cost, less your deductible, for replacing the roof if it is damaged. There are a multitude of Florida State Statutes to protect you from for-profit insurance companies that will consistently deny, partially approve, and undervalue the costs of your project. Hiring an ethical, professional, highly trained, and veteran roofing company with decades of experience in storm related claims is VERY important. Excel Roofing Contractors, Inc employs the best, brightest, and hard-working personnel to make sure you do not come out of pocket at all except for your deductible! Please ask us about Peril vs. Non-Peril claims as this heavily effects your deductible.
First, we ask that you provide us with a copy of your insurance adjuster’s summary report so we can review the scope of work and check all measurements to ensure all damage is fairly evaluated and reported accurately.
Second, our estimators will happily meet the adjuster at the project to look over your roof together, pointing out areas of damage consistent with their training and experience.
Third, we match our contract to the work specified in the insurance adjuster’s summary report, including any supplements that may need to be added if the insurance adjuster missed something.
Fourth, if there is a mortgage on the home, the mortgage company’s name will most likely be on the check along with yours. Most likely, there will be several forms to be filled out and notarized. We assist you along the way with any extra documents the insurance company may require.
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